eHow.com - How to Use Electronic Appraiser

A home appraisal is a market valuation of real estate or property by a professional. Before a bank or lender will invest their money in your home loan, they will require an appraisal to ensure the property is as valuable as you say it is. The collateral for the loan must be valued at no less than the amount of the loan you are requesting. The bank will usually choose the appraiser if you are buying. If you’ll be selling your home, you can use Electronic Appraiser.

eHow Guide
http://www.ehow.com/how_2003060_electronic-home-appraisal.html